Deposit Accounts
Whether you are opening your first checking
account, saving or investing toward a college education, starting your
own business, moving into your dream home, or enjoying your first grandchild,
we understand your financial needs and we are here to help. All accounts
are available for internet banking and all checking accounts offer
free bill payment service with an internet banking account.
CHECKING ACCOUNTS An account to fit everyone's financial
needs!
Does Your Checking Come With All the Toppings?
- Only $100 to open and No Minimum Balance Required
- Free Personalized Member Checks in choce of four colors
- Free Online Account Access
- Free Monthly Statement and Check Images or Optional eStatement
- Local Merchant Discount Book with over $2000 in discounts from some of our area's finest merchants
- Unlimited ATM and MasterMoney Debit Card transactions (separate application required)
- Convenient, Free Access to over 40 Area Bank and ATM locations through Mercantile Bancorp, Inc. Regional Banking Network
- Free Cashier's Checks, Money Orders & Travelers Checks
- Free Photocopies (up to 10 per month)
- Free Annual Licesnce Sticker Renewal (a $4.75 value)
- Discount on Deluxe Prepaid Visa gift cards
- All this and MORE for monthly fee of only $6.00
REGULAR CHECKING requires
$500 balance to open and maintain, otherwise there is a $5.00 monthly
fee. Checks and deposits are unlimited! And, if you are 60 years of
age or better, there is no minimum balance.
FREE CHECKING requires
$20.00 balance to open but no minimum balance thereafter.
NOW ACCOUNT
NOW…with interest! Our NOW account requires
only $1,000 to open and maintain, otherwise there is a $10.00 monthly
fee. And, you earn interest on balances of $1,000 or more!
SAVINGS ACCOUNT
Our savings account requires just $20
to open and as the minimum balance. Any account with a balance over
$100 earns interest. RATES MONEY MARKET ACCOUNT
Our Money Market Account requires only
$2,500 to open and to earn interest, otherwise there is a $10.00 maintenance
fee. You can make six withdrawals/transfers per statement cycle, three
may be checks. Passbook Savings It's never too late to start saving!
The Passbook Savings Account requires only $20 to open, otherwise there
is a $1.00 monthly fee. You earn interest on balances of $100 and more.
You can make six withdrawals/transfers per statement cycle. Each additional
withdrawal/transfer is a $1.00. RATES
CERTIFICATES OF DEPOSIT
A CD is a great choice if you are looking
for a better return from your investment and for the security of FDIC.
Invest a minimum $1,000 and receive competitive interest rates guaranteed
for the term you select. RATES
INDIVIDUAL RETIREMENT
ACCOUNTS
IRAs aren't just for retirement anymore-an
IRA can help you save for your first home, your children's education,
or a nest egg for your family AND receive tax advantages! Our staff
will help you choose an IRA that will offer you the options, benefits,
and flexibility you need. RATES
Call Brown County State Bank at 217-773-3327 or EMAIL us.
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